Car insurance is very competitive and so easy to do over the internet, 
that is why many companies are trying to build up a business that does not rely on 
networks of agents all over the country. 
        In addition to reduced costs of this method, the other cost benefit lies in 
computerised automation which allows details to be collected easily and swiftly. 
Your postcode calls up your address details and your area of risk. Your registration 
number calls up all your car details and hence your cars group. The only other details 
required to get a quote are your personal details i.e. your name, your licence type, 
lenght of time held, any convictions in the last 5 years, any points on your licence. 
The same details are required for any other driver you wish to include. All this can 
be done in literally less than 5 minutes.
         What does that all mean for you the customer? It means that in real terms the 
cost of insurance has reduced significantly, and that is why many of the companies 
advertise that they could save you up to £*** on your insurance policy.